Introduction
Securing financing is one of the biggest challenges for entrepreneurs and businesses. Whether you are starting a small factory, expanding an existing company, or setting up a mega industrial project, banks and financial institutions require a bankable project profile before approving loans. A well-prepared project profile and feasibility report not only increases your chances of getting financing but also helps you make informed decisions about the future of your business.
Our company specializes in professional project profile preparation and feasibility study services for individuals and businesses in Bangladesh and abroad. Since 2005, we have worked with hundreds of clients across industries, preparing detailed and bank-ready reports that have been accepted by both Bangladeshi banks and international lenders.
What Is a Project Profile?
A project profile is a comprehensive document that outlines the details of your industrial or business project. It includes technical, financial, and market-related information required by banks to evaluate whether your project is feasible, profitable, and worthy of financing.
A typical project profile includes:
- Executive summary
- Project background and objectives
- Description of products or services
- Market analysis and demand forecast
- Details of machinery and equipment
- Raw materials and suppliers
- Organizational setup and manpower planning
- Financial projections (income statement, balance sheet, cash flow)
- Break-even analysis
- Risk assessment and mitigation strategy
Banks rely heavily on this document to determine whether your loan application meets their lending criteria.
What Is a Feasibility Report?
A feasibility report goes one step further. While the project profile explains the project, the feasibility report deeply analyzes whether the project is practical, profitable, and sustainable.
It typically includes:
- Detailed market research with demand and supply gap analysis
- Technical feasibility – availability of machinery, raw materials, and skilled labor
- Financial feasibility – capital investment requirements, ROI, IRR, and payback period
- Economic feasibility – contribution to employment and national economy
- Risk analysis – identification of challenges and suggested solutions
Banks, investors, and foreign lenders often require a bankable feasibility study before approving large-scale or foreign currency projects.
Types of Projects We Prepare Profiles For
1. Simple Projects (Single Product)
Simple projects focus on producing or dealing with one main product. These require a smaller investment and are often suitable for new entrepreneurs.
Examples:
- Auto Rice Mill
- Bakery and Confectionery Unit
- Brick Factory
- Mineral Water Plant
- Small Ice Cream Factory
We prepare simple project profiles that clearly highlight market demand, production process, machinery requirements, and financial projections in a straightforward manner, making it easier for banks to approve loans.
2. Complex Projects (Multiple Products)
Complex projects involve multiple product lines or integrated industrial operations. They require higher investment, diverse machinery, and a professional management team.
Examples:
- Textile Mills and Garment Factories
- Agro Complex (layer poultry, dairy, fishery, feed mill, organic fertilizer)
- Food Processing Industry (snacks, frozen food, beverages)
- Ceramic Industry (tableware, sanitaryware, tiles)
- Pharmaceuticals Manufacturing
For complex projects, we create detailed multi-product financial models with accurate cost analysis, revenue forecasts, and sensitivity analysis. This ensures banks have a clear understanding of the project’s viability.
3. Foreign Loan Projects (Large-Scale, Foreign Currency Based)
Foreign loan projects are mega industrial or infrastructure projects that require financing in foreign currency. These projects usually involve international suppliers, advanced technology, and long-term payback periods.
Examples:
- Power Plants (gas, coal, solar, renewable energy)
- Cement Manufacturing Plant
- Fertilizer Plant
- Mega Industrial Park or Economic Zone Projects
- Steel Mills
We prepare bankable foreign loan project profiles with cost structures in USD/EUR, making them acceptable to international lenders, DFIs (Development Finance Institutions), and foreign banks.
🏭 Example 1: Auto Rice Mill Project Profile (Simple Project)
| Particulars | Amount (BDT) | Notes |
|---|---|---|
| Total Investment | 5 Crore | Includes machinery, building, and setup |
| Annual Production Capacity | 20,000 MT | Medium-sized mill |
| Expected Annual Sales | 12 Crore | Based on market demand |
| Net Profit Margin | 18% | After all expenses |
| Payback Period | 3.5 Years | Bank loan repayable within this time |
| Loan Requirement | 3.5 Crore | 70% of total investment |
This shows how a simple single-product project can be designed for quick loan repayment and sustainable profitability.
🐓 Example 2: Agro Complex Project Profile (Complex Project)
| Particulars | Amount (BDT) | Notes |
|---|---|---|
| Total Investment | 25 Crore | Dairy, poultry, fishery, feed mill combined |
| Annual Sales Revenue | 40 Crore | Multiple income streams |
| Net Profit Margin | 22% | Integrated model reduces costs |
| Payback Period | 4.5 Years | Longer due to scale and multiple units |
| Loan Requirement | 15 Crore | Often financed by both local & foreign banks |
| Export Potential | High | Dairy and poultry products can reach GCC & Asia |
Complex projects demonstrate higher revenues and export opportunities, but require larger investment and stronger financial planning.
⚡ Example 3: Power Plant Project Profile (Foreign Loan Project)
| Particulars | Amount (USD) | Notes |
|---|---|---|
| Total Investment | $120 Million | 50 MW gas-based power plant |
| Annual Sales Revenue | $45 Million | Based on Power Purchase Agreement (PPA) |
| Net Profit Margin | 25% | Stable due to long-term government contracts |
| Payback Period | 6.5 Years | Typical for mega industrial projects |
| Loan Requirement | $80 Million | Secured from foreign banks & DFIs |
| Currency Requirement | USD/EUR | Foreign financing and equipment procurement |
Large-scale foreign loan projects require international-standard feasibility reports, and banks pay close attention to ROI and risk management.
Why Project Profiles and Feasibility Reports Are Important
- Loan Approval: Banks need a structured project report before financing. Without one, your application will be rejected.
- Risk Reduction: A feasibility study highlights possible challenges before you invest.
- Decision Making: Investors can evaluate whether a project is worth pursuing.
- Investor Confidence: A bankable project profile attracts not only banks but also private investors.
- Regulatory Compliance: Many government incentives and approvals require feasibility documentation.
Industries We Cover
We have expertise in preparing project profiles for a wide range of industries, including:
- Textile & Ready-Made Garments (RMG)
- Agro and Fisheries
- Poultry & Dairy Farming
- Food & Beverage Processing
- Ceramic and Glass Industry
- Pharmaceuticals
- Renewable Energy & Power
- Construction & Building Materials (cement, bricks, steel)
- IT and Technology Projects
- Cold Storage and Warehousing
Our multidisciplinary team of engineers, financial analysts, and consultants ensures accuracy in both technical and financial aspects.
What Makes Our Service Different?
- Bank-Ready Documentation: Our reports meet the exact format and requirements of both Bangladeshi and international banks.
- Experienced Professionals: With decades of combined experience, our consultants know what lenders are looking for.
- Custom-Tailored Reports: We don’t use generic templates. Every project profile is customized to your specific industry.
- Advanced Financial Modeling: We use the latest financial tools to provide accurate ROI, IRR, and cash flow analysis.
- End-to-End Support: From project idea to securing your bank loan, we stay with you throughout the process.
Our Process
- Consultation: We understand your project idea, industry, and loan requirements.
- Data Collection: Market, technical, and financial information is gathered.
- Draft Report: A draft project profile/feasibility report is prepared.
- Review & Feedback: You review the report and provide inputs.
- Final Submission: The final bankable project profile is delivered, ready for submission to banks.
Client Success Stories
Many of our clients have successfully secured financing using our project profiles. From small entrepreneurs setting up rice mills to large companies building power plants, our reports have been trusted by leading banks in Bangladesh and abroad.
Get Started Today
We understand the importance of financing for your business growth. Our mission is to help you secure the funds you need with a high-quality, bankable project profile and feasibility report.
📧 Email: info@cbecl.com
📞 Phone: +8801716752370
🌐 Website: www.cbecl.com
✅ We prepare project profiles for all industries. Our reports are accepted by all Bangladeshi and international banks.